What we review on a Florida home
- Year built, square footage, construction and roof age or replacement date
- Location: county, distance to water, flood zone and wind-mitigation features
- Coverage limits for the dwelling, other structures, contents and liability
- Deductibles, including the separate hurricane deductible Florida policies carry
- Prior claims and current carrier, so coverage is compared like for like
Flood is separate
A standard Florida homeowners policy does not cover flood. If the property needs it, ask the agent to quote a separate flood policy alongside the home quote.
How the quote works
Call the number above and a licensed agent gathers the property details, compares the carriers writing in your area and explains the coverage differences before anything is bound. There is no obligation to buy.