Arizona SR-22 insurance, filed the same day.
We file directly with the Arizona Motor Vehicle Division (MVD) and shop many carriers licensed in Arizona to find the lowest rate for your record.
Talk to a licensed agent in Arizona now — quoted and filed in minutes
Minimum limits
25/50/15
Call now for your Arizona SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
1-800-353-0545Mon–Fri 9am–7pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadSame-day filing
Your SR-22 goes to the state the day you buy.
Monthly payments
Spread the cost for qualifying drivers.
Owner & non-owner
Whether or not a car is in your name.
Arizona law
SR-22 requirements in Arizona
- Filing period
- 3 years
- Minimum liability
- 25/50/15
- Files with
- Arizona Motor Vehicle Division (MVD)
- Reinstatement fee
- $10-$20 reinstatement fee, plus court and DUI fees
Filing period
3 years of continuous coverage from the reinstatement date in most cases.
Minimum liability
$25,000 / $50,000 / $15,000 following Arizona's 2020 limit increase.
Extreme DUI
BAC of 0.15+ is Extreme DUI in Arizona with longer interlock and jail requirements — and much higher SR-22 premiums.
Non-owner option
Non-owner SR-22 policies are accepted by Arizona MVD when you do not own or register a vehicle.
What triggers an SR-22 in Arizona
- DUI, Extreme DUI, or Aggravated DUI
- Driving uninsured
- At-fault accident with no insurance
- Suspension or revocation reinstatement
Interlock & verification
Arizona requires a certified ignition interlock device for every DUI conviction, including first offenses.
Arizona MVD uses electronic verification; an SR-26 cancellation suspends your license immediately.
Serving drivers in Phoenix, Tucson, Mesa, Chandler, Glendale, Scottsdale and every city in Arizona.
Latest Arizona SR-22 news
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Arizona SR-22: Your Guide to Reinstatement and Staying Insured
Navigating SR-22 insurance in Arizona? Understand the process, requirements, and how to maintain compliance to get your driving privileges back in cities like Phoenix and Tucson.
8/1/2026
Arizona SR-22 Insurance: Understanding the Requirements and Process
Get back on the road in Arizona with our guide to SR-22 insurance. Learn about MVD filings, liability limits, and how to navigate the reinstatement process.
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Arizona SR-22: Back on the Road After a License Suspension
Understanding Arizona SR-22 insurance is key to regaining your driving privileges. Learn about filing, requirements, and avoiding common pitfalls.
Get your Arizona SR-22 today
Tell us about your situation and we will come back with Arizona options — usually the same business day.
Other states we file in
Colorado
Florida
Georgia
Louisiana
Missouri
Ohio
Tennessee
VirginiaWho needs an SR-22 in Arizona
The Arizona MVD orders an SR-22 filing after a DUI or extreme DUI conviction, driving on a suspended license, an at-fault accident while uninsured, an unsatisfied judgment from a crash, or accumulating enough points for a mandatory suspension. The SR-22 is not insurance — it is a certificate your insurer files proving you carry at least Arizona's minimum liability limits.
Arizona minimum liability limits
Since July 2020 Arizona requires 25/50/15 coverage. Your SR-22 policy must meet or exceed those limits for the entire filing period. If you carry lower limits at any point, the certificate is invalid.
Ignition interlock and DUI
Arizona is strict on impaired driving. A standard DUI, extreme DUI (.15 BAC or higher), or aggravated DUI carries jail time, fines, alcohol screening, and a certified ignition interlock device. The interlock requirement runs alongside, not instead of, the SR-22.
Keeping the filing active
Pay the policy annually or semi-annually if you can. Monthly plans are the most common cause of accidental lapse, and a single missed payment triggers an SR-26 to the MVD and an immediate suspension.
Arizona SR-22 FAQs
How long do I need an SR-22 in Arizona?
Arizona requires three continuous years of SR-22 filing measured from your reinstatement date. Any lapse restarts or extends the clock and re-suspends your license.
Does Arizona require an ignition interlock with an SR-22?
For DUI convictions, Arizona requires a certified ignition interlock device in addition to the SR-22. First-offense DUI typically carries a 12-month interlock requirement, which can be reduced with compliance.
Can I get an SR-22 in Arizona without owning a car?
Yes. A non-owner SR-22 policy satisfies the MVD filing requirement and covers you when driving vehicles you do not own. It is usually the cheapest way to keep a license valid.
What happens if my Arizona SR-22 policy lapses?
Your insurer must send an SR-26 cancellation notice to the MVD, and the MVD suspends your driving privilege immediately. You will pay reinstatement fees again and the three-year term restarts.