Georgia SR-22 insurance, filed the same day.
We file directly with the Georgia Department of Driver Services (DDS) and shop many carriers licensed in Georgia to find the lowest rate for your record.
Talk to a licensed agent in Georgia now — quoted and filed in minutes
Minimum limits
25/50/25
Call now for your Georgia SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
1-800-353-0545Mon–Fri 9am–7pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadSame-day filing
Your SR-22 goes to the state the day you buy.
Monthly payments
Spread the cost for qualifying drivers.
Owner & non-owner
Whether or not a car is in your name.
Georgia law
SR-22 requirements in Georgia
- Filing period
- 3 years
- Minimum liability
- 25/50/25
- Files with
- Georgia Department of Driver Services (DDS)
- Reinstatement fee
- $200-$410 depending on the offense
Filing period
3 years of continuous SR-22 coverage from the reinstatement date.
Minimum liability
$25,000 bodily injury per person, $50,000 per accident, $25,000 property damage.
GEICS enforcement
Georgia electronically monitors every policy. A one-day gap can mean fines, registration suspension, and a new SR-22 term.
Non-owner option
Georgia accepts non-owner SR-22 filings for drivers without a registered vehicle.
What triggers an SR-22 in Georgia
- DUI conviction
- Driving without insurance / lapsed coverage
- Accumulating 15+ points in 24 months
- Habitual violator status
Interlock & verification
Interlock is required for many repeat DUI offenders and for early license reinstatement programs.
Georgia's GEICS system verifies coverage electronically, so lapses are detected almost instantly.
Serving drivers in Atlanta, Augusta, Columbus, Savannah, Athens, Macon and every city in Georgia.
Latest Georgia SR-22 news
View all →8/2/2026
Georgia SR-22: Securing Your Driving Future After a Violation
Navigating SR-22 requirements in Georgia? Learn about the three-year filing period, electronic verification, and common triggers like DUI or lapsed insurance.
8/1/2026
Georgia SR-22: Your Essential Guide to Staying Insured & Legal
Facing a Georgia SR-22 requirement? Learn about filing with DDS, minimum liability, common triggers, and how to avoid costly lapses.
8/1/2026
Understanding Georgia SR-22: What You Need to Know in the Peach State
If you're facing a Georgia SR-22 requirement, understanding the process is key. Learn about filing, liability, common triggers, and how to get back on track.
Get your Georgia SR-22 today
Tell us about your situation and we will come back with Georgia options — usually the same business day.
Other states we file in
Arizona
Colorado
Florida
Louisiana
Missouri
Ohio
Tennessee
VirginiaGeorgia SR-22 requirements
Georgia DDS orders an SR-22 after DUI, driving with a suspended or revoked license, repeat serious traffic violations, an uninsured at-fault accident, or a lapse in coverage flagged by the state's electronic insurance verification system.
Minimum limits
Georgia requires 25/50/25. Because the state verifies coverage electronically in near real time, even a short gap generates an automatic notice and suspension.
Risk Reduction and clinical evaluation
Reinstatement after a DUI in Georgia is a two-track process: the insurance filing plus the education requirement. Finish the 20-hour Risk Reduction course early — DDS will not reinstate without the certificate no matter how long the SR-22 has been on file.
Atlanta and metro rates
Fulton, DeKalb, Gwinnett, and Cobb counties carry the highest SR-22 premiums in Georgia. Non-owner policies are a strong option for drivers who need a valid license but share a household vehicle.
Georgia SR-22 FAQs
How long does Georgia require an SR-22?
Three years of continuous coverage from your reinstatement date. Georgia DDS suspends immediately if the filing lapses.
What is the Risk Reduction course in Georgia?
A 20-hour DDS-certified DUI Alcohol or Drug Use Risk Reduction Program. Completion is mandatory before license reinstatement after a DUI, in addition to the SR-22.
Do I need an SR-22 in Georgia for driving without insurance?
Yes. A lapse-of-coverage suspension in Georgia typically requires an SR-22 filing plus a lapse fee before your license and registration are restored.
Can I get a limited driving permit in Georgia with an SR-22?
First-time offenders may qualify for a limited permit for work, school, and treatment. The SR-22 must be on file before DDS issues the permit.