Louisiana SR-22 insurance, filed the same day.
We file directly with the Louisiana Office of Motor Vehicles (OMV) and shop many carriers licensed in Louisiana to find the lowest rate for your record.
Talk to a licensed agent in Louisiana now — quoted and filed in minutes
Minimum limits
15/30/25
Call now for your Louisiana SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
1-800-353-0545Mon–Fri 9am–7pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadSame-day filing
Your SR-22 goes to the state the day you buy.
Monthly payments
Spread the cost for qualifying drivers.
Owner & non-owner
Whether or not a car is in your name.
Louisiana law
SR-22 requirements in Louisiana
- Filing period
- 3 years
- Minimum liability
- 15/30/25
- Files with
- Louisiana Office of Motor Vehicles (OMV)
- Reinstatement fee
- $50-$100+ depending on the suspension type
Filing period
3 years from the conviction or reinstatement date, with continuous coverage required.
Minimum liability
$15,000 bodily injury per person, $30,000 per accident, $25,000 property damage (15/30/25).
High premium state
Louisiana has some of the highest auto premiums in the country — comparing multiple SR-22 carriers matters more here than almost anywhere.
Non-owner option
Non-owner SR-22 policies are accepted and are the cheapest path for drivers without a vehicle.
What triggers an SR-22 in Louisiana
- DWI conviction
- Driving without required liability insurance
- Refusing a chemical test
- Unsatisfied judgment
Interlock & verification
Louisiana requires an ignition interlock for most DUI/DWI reinstatements and hardship licenses.
Louisiana OMV verifies insurance electronically and can seize plates for uninsured vehicles.
Serving drivers in New Orleans, Baton Rouge, Shreveport, Lafayette, Lake Charles, Kenner and every city in Louisiana.
Latest Louisiana SR-22 news
View all →8/2/2026
Louisiana SR-22: Your Roadmap to Driving Legally Again
Navigating Louisiana SR-22 requirements can seem daunting. This guide simplifies the process, from OMV filings to regaining your driving privileges.
8/1/2026
Louisiana SR-22: Your Essential Guide to Reclaiming Driving Privileges
Understand Louisiana SR-22 requirements, including common triggers, minimum liability, and the 3-year filing period, to get back on the road.
8/1/2026
Louisiana SR-22: Clearing the Path to Driving Freedom
Navigating SR-22 requirements in Louisiana can feel complex, but understanding the process is key. We break down the essentials for drivers.
Get your Louisiana SR-22 today
Tell us about your situation and we will come back with Louisiana options — usually the same business day.
Other states we file in
Arizona
Colorado
Florida
Georgia
Missouri
Ohio
Tennessee
VirginiaLouisiana SR-22 basics
The Louisiana OMV requires an SR-22 after DWI, driving without insurance, an at-fault crash while uninsured, or an unsatisfied judgment. The certificate stays on file for three years, and the OMV monitors it electronically.
Minimum liability limits
Louisiana's 15/30/25 floor is among the lowest in the region. Given the state's litigation environment, most drivers with a filing choose higher limits once the initial three-year term stabilizes their rate.
DWI penalties
A first DWI in Louisiana carries fines, possible jail, substance-abuse education, a driver-improvement program, and often an ignition interlock. The SR-22 is the insurance piece of that package, not a substitute for the court requirements.
Cost control
Non-owner SR-22 policies in Louisiana usually run less than half the cost of an owner policy. If your vehicle is already insured by someone else in the household, ask us whether the non-owner route satisfies your court order.
Louisiana SR-22 FAQs
How long is an SR-22 required in Louisiana?
Three continuous years from reinstatement. If the policy cancels, the OMV is notified electronically and your license is suspended again.
What are Louisiana's no-insurance penalties?
Louisiana imposes escalating fines for lapses in coverage, and the vehicle can be impounded and the plate seized. An SR-22 filing is typically required to clear the suspension.
Does a Louisiana DWI require an ignition interlock?
Interlock is required for many DWI convictions, including all cases involving a BAC of .15 or higher and repeat offenses. It runs concurrently with the SR-22 obligation.
Are Louisiana SR-22 rates higher than other states?
Yes. Louisiana consistently ranks among the most expensive states for auto insurance due to litigation costs and severe weather claims, so shopping multiple carriers matters.