Colorado SR-22 insurance, filed the same day.
We file directly with the Colorado Division of Motor Vehicles (DMV) and shop many carriers licensed in Colorado to find the lowest rate for your record.
Talk to a licensed agent in Colorado now — quoted and filed in minutes
Minimum limits
25/50/15
Call now for your Colorado SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
1-800-353-0545Mon–Fri 9am–7pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadSame-day filing
Your SR-22 goes to the state the day you buy.
Monthly payments
Spread the cost for qualifying drivers.
Owner & non-owner
Whether or not a car is in your name.
Colorado law
SR-22 requirements in Colorado
- Filing period
- 3 years
- Minimum liability
- 25/50/15
- Files with
- Colorado Division of Motor Vehicles (DMV)
- Reinstatement fee
- $95 for most DUI-related reinstatements
Filing period
Colorado requires the SR-22 on file for 3 continuous years from the date of reinstatement. A lapse restarts the clock.
Minimum liability
$25,000 bodily injury per person, $50,000 per accident, $15,000 property damage (25/50/15).
DUI vs. DWAI
Colorado uniquely charges DWAI at 0.05-0.08 BAC. Both convictions can trigger an SR-22 requirement.
Non-owner option
If no vehicle is registered in your name, a Colorado non-owner SR-22 satisfies the filing at a far lower premium.
What triggers an SR-22 in Colorado
- DUI or DWAI conviction
- Driving without proof of insurance
- Excessive points on your record
- Unsatisfied judgment from an accident
Interlock & verification
Ignition interlock is required for most DUI reinstatements and for all persistent drunk drivers (BAC 0.15+).
Colorado runs electronic insurance verification and flags lapses within days.
Serving drivers in Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Pueblo and every city in Colorado.
Latest Colorado SR-22 news
View all →8/2/2026
Colorado SR-22: Essential Facts for Drivers in the Centennial State
Navigating SR-22 insurance in Colorado can be complex. This article breaks down key facts you need to know to get back on the road safely and legally.
8/1/2026
Colorado SR-22: Common Triggers & How to Get Your Coverage
Facing an SR-22 in Colorado? Understand the common reasons you might need one, from DUIs to lapses, and how to swiftly secure your required filing.
8/1/2026
Understanding Colorado SR-22: What You Need to Know
Navigating Colorado SR-22 requirements can be complex. Learn about common triggers, filing details with the DMV, and how to get back on the road.
Get your Colorado SR-22 today
Tell us about your situation and we will come back with Colorado options — usually the same business day.
Other states we file in
Arizona
Florida
Georgia
Louisiana
Missouri
Ohio
Tennessee
VirginiaWhy Colorado ordered your SR-22
Colorado's DMV requires an SR-22 after DUI, DWAI, driving under restraint, an at-fault uninsured accident, habitual-offender status, or too many points in a 12-month window. The filing proves to the state that liability coverage is in force continuously.
Colorado minimum liability limits
Colorado requires 25/50/15. Many drivers with a DUI on record buy higher limits because assets are exposed in a second incident, but 25/50/15 is the legal floor your SR-22 must certify.
Interlock-restricted licenses
Colorado's early-reinstatement program is one of the most generous in the country. Install an approved ignition interlock, keep an SR-22 on file, and many first offenders return to the road after a single month of revocation instead of nine.
Altitude, mountain roads, and rates
Rates in Denver, Colorado Springs, and Aurora run above the statewide average because of claim frequency. Shopping several carriers matters more here than in low-density states — SR-22 quotes for the same driver routinely differ by $70 or more per month.
Colorado SR-22 FAQs
How long does Colorado require an SR-22?
Three years for DUI, DWAI, and most revocations; one year for a no-insurance conviction. The term runs from your reinstatement date, not the offense date.
Does Colorado allow early reinstatement after a DUI?
Yes. Colorado's interlock-restricted license program lets many first-time offenders drive after one month of revocation if they install an approved ignition interlock and carry an SR-22.
What is a DWAI in Colorado?
Driving While Ability Impaired applies at a BAC between .05 and .08. It carries points, fines, and often an SR-22 requirement, though penalties are lighter than a full DUI.
Will my Colorado SR-22 transfer if I move?
The obligation follows you. Colorado still requires the filing until the term ends, so you generally need an out-of-state policy whose carrier will file a Colorado SR-22.