One call, every company we represent
When you call Allstate or GEICO, you get that company's price. When you call State Farm, you get that company's price. Calling twenty companies yourself means twenty phone calls. One call to Insurance Exchange compares the 20+ carriers we represent at the same time — you hear the numbers side by side and choose.
One call, real prices from
- Dairyland
- United Auto
- The General
- Bristol West
- …and 20+ carriers on every call
What you'll need for the call
- Your driver's license
- The year, make and model of the car (or cars)
- Your current insurer and renewal date, if you have one
Missing something? Call anyway. We can look up most of it with you.
"Minimum" vs. "full" coverage, in plain English
Virginia sets a minimum liability level every driver must carry — 50/100/25; FR-44 requires 100/300/50 in Virginia. That pays other people when you cause a crash; it does not pay for your own car. "Full coverage" adds comprehensive and collision, which cover your own car for theft, weather, and crashes. Your agent will price both so you can see the difference in dollars, not jargon.
Five ways most people pay less
- Compare 20+ carriers instead of one
- Raise the deductible you'd pay out of pocket on your own car
- Drop comprehensive and collision on an older, paid-off car
- Ask about multi-policy and pay-in-full discounts
- Keep coverage continuous — a lapse raises the price everywhere
Need an SR-22 or FR-44 in Virginia?
Some driving records require a state filing with your policy. We handle those every day and file them the same day you buy. See Virginia SR-22 requirements.