SR-22 insurance companies

Many insurers will not touch an SR-22. We quote the carriers that specialize in high-risk records side by side so you see who is actually cheapest for yours.

  • Multiple SR-22 carriers compared on one quote
  • Filing transmitted electronically the same day
  • Owner and non-owner SR-22 policies
  • Low down payments with monthly installments

Get your free quote

No obligation. Or call 1-800-353-0545

20+ years in business
30+ carriers shopped
Same-day SR-22 filing

Why the company you pick matters more than the coverage

An SR-22 is just a certificate your insurer sends to the state. The coverage behind it is ordinary auto insurance. What changes dramatically between companies is the surcharge applied to your violation — the same driver can see hundreds of dollars of spread on an identical policy.

What to compare between SR-22 carriers

  • Whether they file in your state at all
  • How heavily they surcharge your specific violation
  • Down payment required versus monthly installments
  • Whether they write non-owner policies if no car is registered to you
  • How fast they transmit the filing to the DMV

Find SR-22 carriers in your state

Want the price angle first? See cheap SR-22 insurance and what an SR-22 costs.

Frequently asked questions

Which insurance companies file SR-22s?

Not all of them. Many standard carriers decline high-risk records entirely. We work with carriers that specialize in SR-22 and FR-44 filings and can attach the filing at the moment the policy is issued.

Is one SR-22 company always cheapest?

No. Each carrier surcharges a DUI, a lapse or points differently, so the cheapest company for one record is rarely the cheapest for the next. That is why we quote several at once.

Can I keep my current insurer and just add the SR-22?

Sometimes. If your carrier files in your state they can add it to the existing policy. If they decline the record, you need a specialist carrier — we will tell you which is cheaper.

How fast is the filing sent to the state?

Electronically, the same day the policy is issued in the states we write.

Fastest way to get filed

Call now for your SR-22 quote

A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.

1-800-353-0545

Mon–Fri 9am–7pm ET · Sat 10am–3pm ET

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