SR-22 insurance in Memphis, TN
We file your SR-22 with the Tennessee Department of Safety and Homeland Security the same day you buy, for drivers across Memphis and the surrounding metro.
Call now for your Tennessee SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
1-800-353-0545Mon–Fri 9am–7pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadSR-22 filings in Shelby County
Memphis DUI convictions run through Shelby County courts and result in a Tennessee Department of Safety suspension plus an SR-22 at 25/50/25 liability limits, held for three years from reinstatement.
Memphis pricing
Memphis is the most expensive auto market in Tennessee, with high uninsured-driver and theft rates pushing premiums well above Nashville. Comparing filing-friendly carriers matters more here than almost anywhere else in the state.
Reinstating in Tennessee
Bind the policy with the SR-22 endorsement, satisfy any interlock or court requirement, pay the reinstatement fee, and confirm the filing posted before driving.
Non-owner SR-22
A non-owner SR-22 keeps your filing continuous if you do not own a car, at a much lower cost than an owner policy.
Memphis SR-22 FAQs
How much does SR-22 insurance cost in Memphis?
Memphis SR-22 policies commonly run $85–$200 per month at 25/50/25 limits, depending on driving history, ZIP code and vehicle.
How long does Tennessee require an SR-22?
Three years from the reinstatement date, and the coverage must stay continuous or the state suspends again.
Can you file the SR-22 the same day in Memphis?
In most cases yes. Once the policy binds we transmit the filing electronically and confirm it with you.